Our Mission: Climate-Informed Homeownership for Everyone

We believe every homebuyer deserves free, transparent access to climate risk data before making one of life's biggest financial decisions.

Why ClimateRiskHomes.com Exists

Climate change is no longer a distant threat—it's affecting property values, insurance costs, and quality of life right now. Yet most homebuyers don't have easy access to comprehensive climate risk data when making purchase decisions.

We created ClimateRiskHomes.com to solve this problem. Our platform aggregates data from trusted government agencies and presents it in an easy-to-understand format, completely free of charge.

The Growing Climate Crisis

  • Flooding: Over 14.6 million US properties are at substantial risk of flooding, with damages costing billions annually.
  • Wildfires: More than 4.5 million homes are at high or extreme risk of wildfire, particularly in the Western states.
  • Heat: Urban heat islands can increase temperatures by 15-20°F, affecting health and energy costs.
  • Hurricanes: Coastal properties face increasing storm surge and wind damage risks as sea levels rise.
  • Earthquakes: Seismic risks affect millions of homes in California, Pacific Northwest, and other regions.
  • Air Quality: Poor air quality affects long-term health and property desirability in many metropolitan areas.

What Makes Us Different

  • 100% Free: No subscriptions, no hidden fees, no paywalls. Everyone deserves access to this critical information.
  • Government Data: We use authoritative sources—FEMA, NOAA, EPA, USGS—not proprietary models or estimates.
  • Comprehensive: We track six major climate risk factors in one place, not just flood or fire.
  • Easy to Understand: Complex climate data translated into simple risk scores anyone can interpret.
  • Regularly Updated: Quarterly updates ensure you're seeing the most current risk assessments available.
6
Climate Risk Factors Tracked
100%
Free for All Users
Quarterly
Data Updates
150M+
US Addresses Covered

Our Data Sources

We aggregate data from the most authoritative government agencies and scientific institutions

FEMA

Federal Emergency Management Agency

Data we use: National Flood Insurance Program (NFIP) flood zone maps, flood risk assessments, and historical disaster data

Visit FEMA

NOAA

National Oceanic and Atmospheric Administration

Data we use: Hurricane tracks, storm surge models, sea level rise projections, and severe weather patterns

Visit NOAA

EPA

Environmental Protection Agency

Data we use: Air Quality Index (AQI) data, pollution monitoring, and environmental health risk assessments

Visit EPA

USGS

United States Geological Survey

Data we use: Earthquake hazard maps, seismic activity data, fault line locations, and ground shaking predictions

Visit USGS

US Forest Service

USDA Forest Service

Data we use: Wildfire risk assessments, fire probability models, and wildland-urban interface mapping

Visit US Forest Service

NASA

National Aeronautics and Space Administration

Data we use: Climate data, temperature trends, satellite imagery, and urban heat island analysis

Visit NASA

How We Calculate Risk Scores

Our risk scores are designed to be simple yet comprehensive. Each climate risk factor is scored on a scale of 0-10:

0-3.0
Low Risk
3.1-5.5
Moderate Risk
5.6-7.5
High Risk
7.6-10
Severe Risk

The overall climate risk score is a weighted average of all six individual risk factors, with additional weight given to risks that are most likely to affect property values and insurance costs in a given region.

Our methodology is transparent and based on established scientific research. We update our scoring algorithms as new climate data and research becomes available.

Check Climate Risk for Any Address

Get your free climate risk report in seconds. No signup required.